When you have medical debts, that can put you into some serious financial trouble. When those bills start piling up, bankruptcy might be an option when you can’t find a way to pay off these debts. But can medical debt be discharged during a bankruptcy in Maryland?

Unfortunately, medical debt can burden you financially, but there are options to help alleviate some of those struggles. At Belsky & Horowitz, LLC, we understand that any type of debt can lead to stressful situations for you and your family.

Let’s discover whether you can find a way to help remove the burden of medical debt.

If you are drowning in debt, then you have a few options on the table, including bankruptcy. This process allows you to get relief from those overwhelming financial burdens. However, filing for bankruptcy does come at a cost. Your credit score will likely suffer as a result of this action.

At Belsky & Horowitz, LLC, we know that this can be a difficult decision, but it is not the end of the road for your credit. With the proper steps, you can file for bankruptcy and take steps to repair your credit. How does bankruptcy affect your credit score? Let’s look at these issues.

Maryland’s workers’ compensation program has been providing benefits for workers who were injured on the job since 1902. According to the Maryland Workers’ Compensation Commission, 21,842 workers’ comp claims were filed in 2021. That represents thousands of dollars in benefits being dispersed to workers in need. However, those benefits aren’t always provided until the insurance carrier conducts a thorough investigation. That is where the issue of how employee surveillance can impact a workers’ compensation claim.

The National Safety Council reports that 75,000,000 work days were lost to disabling injuries in the US in 2022, not including the day of the injuries or time off for check-ups following the injured employees’ return to work.

Getting back to work after an injury can be a complicated process, requiring careful planning, clear communication, and strict adherence to medical instructions. Whether you’ve suffered your injury at work or somewhere else, any transition back to your job should be done gradually and safely.

Rushing back to work too soon can risk greater harm, prolonging recovery or even causing you to suffer new injuries. Knowing how to safely return to work after an injury can make all the difference between a speedy and smooth recovery and experiencing prolonged health problems.

Let’s look at some key steps and strategies that can help make sure that your return to work after an injury is done safely and mindfully.

Workers’ compensation helps protect employees who suffer injuries or illnesses on the job. Nearly 60 billion dollars were paid out in workers’ compensation benefits in 2020.

This state-by-state system provides benefits like medical treatment, wage replacement, and compensation for permanent injuries and impairments. The workers’ compensation system can be extremely complex, however, which means that navigating the claims process isn’t always straightforward.

Knowing when to hire a workers’ compensation lawyer can be a pivotal first step in ensuring that your rights are protected and you get the benefits you’re entitled to.

Let’s talk about when it makes sense to hire a workers’ compensation lawyer and how having a legal representative can make all the difference in your case.

Getting into an accident with your car is bad. Getting into an accident with somebody else’s car is even worse. If that car is a company vehicle, it can get complicated, especially if losing its use impacts your job. There is also the issue of medical expenses and lost wages that might be incurred as a result of the accident. Does workers’ compensation cover car accident injuries in Maryland? The answer depends on the car you were driving and why you were driving.

As we grow older, we can experience hearing loss. That hearing loss can be compounded by years of occupational noise hazards. According to the Centers for Disease Control and Prevention, hearing loss is the third most common chronic physical health condition. Among the working population, 1 in 8 people have some level of hearing difficulty, and 1 in 4 people can attribute that loss to occupational exposures. If this is a situation you find yourself in, you might wonder if workers’ compensation in Maryland covers hearing loss.

The answer to the compensation question is complex. In fact, the Maryland workers’ compensation law was recently revised to clarify the definition of occupational deafness and how that would apply to filing a claim. The following post breaks down the new guidelines and how you can address the issue.

Nearly 60 billion dollars were paid out in workers’ compensation benefits in 2020, according to the National Academy of Social Insurance, benefits which were crucial for employees who suffer injuries or illnesses on the job.

These benefits provide financial support for medical expenses and lost wages during the recovery period and can vary significantly from state to state in terms of eligibility, allotted benefits, documentation required, and the claim filing process.

Does your job have a sign that lets everyone know the last time there was a “lost time accident?”

These signs are meant to be motivational, to inspire workers to put safety first. If an incident reduces the sign number back to zero, it is typically an accident that requires immediate medical attention. However, not every workplace injury happens instantaneously.

Cubital tunnel syndrome is a prime example of one such injury.  

Can you get workers’ compensation for cubital tunnel syndrome? Before you file a workers’ compensation claim for cubital tunnel syndrome, it will help to know what causes that condition and how that might relate to your job.  

Any type of auto accident causes disruption. Even a minor fender-bender means taking the time to exchange information with all the parties involved and then dealing with the repairs.

In more severe accidents, like a Baltimore tractor-trailer wreck, your vehicle can easily be totaled, causing you to suffer devasting injuries, and even resulting in a loved one’s wrongful death.

These collisions also give way to insurance claims and potential lawsuits. When dealing with those situations, it helps to know the most dangerous and costly accident. Being aware of this can help you and your attorney request full and fair compensation for your loss.

The following is a breakdown of some of the most dangerous types of accidents, many of which often involve trucks: